Aside from autos and all types of leisure vehicles (motorcycles, snowmobiles, travel and stationary trailers, ATVs, motorhomes, mopeds and boats), La Capitale offers home, life, business and group insurance.
Homeowners insurance: There are three tiers of coverage for homes and condos, covering your property, belongings and liability. Standard home insurance with La Capitale include bikes, DVDs and video games of any value and professional gear like cameras, computers and tools. Add-on coverage is available for especially valuable wine and spirit collections, artworks and jewellery. La Capitale also touts some of the most comprehensive home insurance available, for those who want to insure their home and its contents against nearly any kind of damage.
Tenant insurance: Two coverage levels, basic and enhanced, both cover liability, damage to your residence from causes like fire, smoke, theft, vandalism and earthquakes, and your belongings. Tenants get the same coverage for professional equipment, DVDs, video games and bicycles as homeowners included as standard (and bikes are covered anywhere in the world). Optional extra coverage for expensive wine and liquor collections, art and jewellery are also offered.
Secondary home insurance: Options tailored to seasonally occupied vacation homes or those occupied year-round, with coverage similar to a primary residence.
Travel insurance: Trip cancellation and interruption protection through La Capitale’s SOLIS+ travel policies, with optional coverage for baggage and emergency health care, for single trips. Multi-trip coverage is also available.
Life insurance: Permanent and term life insurance policy options to protect your family’s standard of living.
Other types of insurance: Coverage for business property and liability, commercial vehicles, plus policies tailored for a wide variety of businesses, including retailers, professional services, self-employed workers, residential and commercial landlords, condo corporations and nonprofits.