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What our users say:

April 17
Quick and easy
Quick and easy
Woody Green
April 15
Really good customer service
Really good customer service, flexibility and transparency of the process, frien...
Teodor Iurea
April 11
SARA WAS VERY HELPFUL AND VERY EFFICIENT
SARA WAS VERY HELPFUL AND VERY EFFICIENT
John Randle
April 11
its always people
its always people, and Erin Upsdell was knowledgeable, helpful and professional....
Antonio
April 11
Good Service.
Clear request of info.... fast results.... follow-up recommendation appreciated.
Myrna Hanna
April 10
Very fast easy-to-use.
Very fast easy-to-use.
ROBERT EDWARD BROWN
April 9
The broker made my transition from my…
The broker made my transition from my previous insurance to changing with you ve...
Christina Raposo
April 9
Convenient
Convenient, friendly and efficient. Good price too!
Uwe Stueckmann
April 8
agent was direct and professional
agent was direct and professional
Steven Olson
April 7
hell yes
hell yes, this is the way to do it. was dreading shopping around for insurance -...
Rok
April 5
Great
The rep was professional or so it seemed Thanks
Terry Esau
April 5
Great service
Great service , very courteous
lucie belzile
April 3
Wow so helpful & quick
Wow so helpful & quick! Saved alot of money w/out sacrificing on services!
Tamara
April 3
Professional and efficient
They were persistent to get hold of me. Once they did, we’re very professional...
Carolyn Arthur
April 3
The following up with the clients and…
The following up with the clients and trying to satisfy them and finding the dif...
Roudy Sanders
April 1
It was great
It was great
David Rae
March 31
Customer experience was great
Customer experience was great, the agent had all my information and transferred ...
William Douglas
March 31
Great communication
Great communication, quick service.
STEPHEN Lastname
March 29
Contacting back
Contacting back
Leslie Castor

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When you find the best quote, secure your Cambridge auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Cambridge.

While driving in Cambridge may be easier compared to bigger cities, finding affordable car insurance in Cambridge can still be tough.

Make sure your trips around Cambridge are protected with the proper car insurance. LowestRates.ca can not only help you find out how much car insurance is in Cambridge but the auto insurance rates best suited for your lifestyle.

Seeing as it’s the second-largest community in the Waterloo region, there are more than a few auto insurance companies available ready to serve you. Taking 3 minutes to look a bit deeper for your best auto insurance quote in Cambridge can save you hundreds of dollars a year. Best of all, it's 100% free to use LowestRates.ca and your data is always secure. 

Focus on

Driving in Cambridge.

Most popular cars in Cambridge

Like all of Canada, the most popular cars in Cambridge are North American ones. Did you know the Toyota RAV4 and the Lexus RX are both Cambridge-built? Whatever the automobile, we can help you find the best estimates for car insurance across Cambridge.

Popular Brands

  1. Honda
  2. Hyundai
  3. Toyota
  4. Volkswagen
  5. Ford

Who shops for auto insurance quotes in Cambridge?

According to the most recent census, there were almost 130,000 residents in Cambridge, and 83.5% of them old enough to drive. LowestRates.com is here to help drivers both new and old find the best price for their car insurance in Cambridge.

Gender of our users

Male
71%
Female
29%

Average Age

33

years old

Tickets & Accidents

Have Tickets
13.7%
Have Had Accidents
12%

What can I do to get cheap car insurance in Cambridge?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Cambridge, answered.

 

How much is car insurance in Cambridge?

The average cost for car insurance in Cambridge is about 75% higher than the provincial average (which is $1,505 according to the Insurance Bureau of Canada). But, since car insurance isn’t a standardized product, each driver's premium will vary. 

Which Cambridge postal code has the highest average car insurance premiums?

The Cambridge postal code with the highest car insurance premiums is N3H, according to LowestRates.ca user data.

Which Cambridge postal code has the lowest average car insurance premiums?

The Cambridge postal code with the lowest car insurance premiums is N1R, according to LowestRates.ca user data.

How do Cambridge car insurance rates compare to other cities in Ontario?

Car insurance in Cambridge is on par with Kitchener’s average, but it's 8.95% more than Guelph’s average.

In Hamilton, insurance is 19% more expensive than it is in Cambridge.

Lastly, the average premium in Milton is 28% cheaper compared to Cambridge’s, while Burlington’s is roughly 21% cheaper.

Where do I get the cheapest car insurance quotes in Cambridge?

Many of Canada’s leading car insurance companies serve Cambridge, so you have lots of choices as a consumer. While selecting the right company is important, the rate you’re offered is dependent on your driving and insurance histories as well as your choice of vehicle. Auto insurance companies in Cambridge will be looking at how long you’ve been driving, how old your car is, your driving record, and much more.

What factors affect the cost of car insurance in Cambridge?

There are a number of factors that determine your car insurance rates in Cambridge. Here are some to consider:

  • Your mileage
  • Your postal code
  • Your driving record
  • Your age
  • Your policy type

As is the case everywhere in Canada, cheap auto insurance for young drivers is hard to come by in Cambridge due to their short driving and insurance histories.

In addition, having previous incidents on your driving record certainly won’t do anything to help your automobile insurance in Cambridge.

You can use LowestRates.ca’s car insurance calculator to figure out Cambridge's best option for car insurance for you.

What are car insurance rates in Cambridge for students?

Cheap auto insurance for students in Cambridge is unlikely, just by virtue of them being new drivers.

That can be helped along by keeping a clean record, choosing the right car, and even taking a driving course.

What are car insurance rates in Cambridge for new immigrants?

If you’ve recently immigrated to Cambridge from overseas or elsewhere, ask your old insurance company to provide a reference to your new Cambridge auto insurance company. You’ll have a better chance at securing a lower car insurance rate because you have proof of your insurance and driving history.

You must trade in your licence from the country you’ve emigrated from within 60 days for an Ontario driver’s license. The provincial government recognizes licences from several countries as equivalent to an Ontario license, which makes your transition smoother and spares you from going through Ontario’s graduated licencing system.

If you’re immigrating from a country other than the ones listed below, you will have to go through Ontario’s graduated licencing system, which means you’ll be considered a new driver.

Here are the countries with which Ontario has a licence exchange agreement:

  • U.S.
  • Australia
  • Austria
  • Belgium
  • France
  • Germany
  • Great Britain
  • Isle of Man
  • Japan
  • South Korea
  • New Zealand
  • Northern Ireland
  • Republic of Ireland
  • Switzerland
  • Taiwan.

What are car insurance rates in Cambridge for high-risk drivers?

Cheap auto insurance in Cambridge for high-risk drivers is going to be difficult to come by, as it would be anywhere. The more dents you have on your record, the likelier it is that your Cambridge car insurance costs are going to take a chunk out of your budget.

How can I reduce my car insurance premiums in Cambridge?

Besides driving safely and responsibly, it helps to stick with your favourite car insurance broker in Cambridge. A lot of car insurance companies tend to give cheap coverage to customers who have stuck with them for a number of years.

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