Compare best car insurance quotes for military members & veterans for free.

No, the Canadian Armed Forces does not provide car insurance. Members of the military are responsible for purchasing and managing car their personal insurance policies.

Canadian military members need the same basic insurance as other drivers, but they may have unique needs. Luckily, different options exist offering discount car insurance for military personnel.

One option for military auto insurance coverage is group insurance. This means members of a particular group, like the Canadian Armed Forces, receive special pricing for purchasing their policy with a particular insurance provider. If group insurance doesn’t interest you, it may be possible to qualify for a military discount with other providers.

Not expecting to drive much within a calendar year due to training or deployment? A pay-as-you-go auto insurance program might be right for you. CAA MyPace, for instance, charges a base rate for the first 1,000 kilometres driven, with additional fees for every 1,000 kilometres driven to a maximum of 12,000. This option can be suitable for infrequent drivers. If you drive more than 12,000 kilometres annually you may get better savings by taking out a regular policy.

If you’re going to be stationed in another province for a few months of training, you likely won’t need to change insurers. However, if you’re planning on driving longer distances, you should let your insurance company know.

In general, before you relocate, even if it’s just temporary, be sure to inform your insurance provider.

The best way to find the cheapest military car insurance for you is to compare rates. Shopping around for military discount car insurance companies using LowestRates.ca offers you dozens of options to find the perfect fit for your auto insurance needs.

There are a few groups that qualify for military car insurance rates in Canada.

Active members of the Canadian Armed Forces qualify for military car insurance discounts, as do veterans.

Military families can also receive discounts. Military car insurance companies offer savings for spouses and dependent children who live at home. Car insurance for military families can result in significant savings each year for your household. By getting military family car insurance from the same insurer instead of insuring the active member and their family members through separate companies, there are extra savings to unlock.

Retired military car insurance shoppers can also qualify for insurance discounts. Even with companies that don’t specifically offer a military discount, drivers may receive significant savings because of different affinity or alumni discounts or memberships they qualify for.

With so many insurance options, it’s necessary to shop around to get the best auto insurance for military members. By using our LowestRates.ca online tool, you can receive quotes within minutes from more than 50 companies.

There are several ways military personnel can save on car insurance. When awaiting deployment, alert your car insurance company and let them know that you won’t be using your vehicle. Most car insurance policies run for 12 months, which can turn into a problem when you’ll be away from home for a significant amount of time. You don't want to pay for insurance you won't need to use.

While deployed, you might not be able to drive for several months at a time. In this scenario, your safest bet is to call your insurer: explain your situation and tell them that you intend to keep your car parked. The reduction in kilometers driven daily will lower your premium significantly. That said, you may want to add comprehensive insurance, which will cover you in case your car is damaged while it’s parked or in storage. You might also look into six-month policies or pay-as-you-go insurance depending on your personal needs.

In some ways getting the best military car insurance rates isn’t much different from getting them for other drivers. Keeping a clean driving record, avoiding extra insurance coverage which you may not need and choosing a vehicle with an age, make and model you can afford to insure will help get you the best base rate possible before applying discounts.

Looking for the best military car insurance at the best price? Your easiest way to save on your auto insurance policy is to compare different military friendly car insurance options using a free online tool like LowestRates.ca.