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Scotiabank®* American Express® Card

Network Provider: American Express
Provider: Scotiabank
Types: Rewards
No Fee
Annual fee: $0
Purchase interest rate: 19.99%
Cash advance rate: 22.99%
Balance transfer rate: 22.99%
Credit Needed: Excellent (750-900)

Card description

Earn up to 12,000 bonus Scene+™ points in your first year (that’s up to $120 towards travel) - Offer ends April, 30 2023

You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Earn 2 points on every $1 spent on groceries, gas, resturants, entertianment, select streaming services, and local transit.
Earn one Scotia Scene+ point on all eligible everyday purchases
Flexible Point Redemption

Card Features

Entertainment Benefits
Extended Warranty
Price Protection
Purchase Protection
Rental Car Discounts

About This Card

The Scotiabank American Express Card is a no-fee rewards points card well-suited for travellers. Despite not having any fees, the card still offers rewards points on purchases as well as extended travel insurance and purchase protection coverage.

To be approved for the Scotiabank American Express card, you need a good credit score or higher — which means a score of 650 and up. As far as interest rates, the purchase rate is 19.99% while both cash advances and balance transfers are charged at 22.99%.

Earn 2 points on every $1 spent on groceries, gas, restaurants, entertainment, select streaming services, and local transit. All other purchases will earn you one point.

one point per dollar spent — that makes it easy to know how many points you’ve collected.

Receive 7,000 Scotia Scene+ points when you spend at least $750 on the card within the first three months. Plus, if you apply by April 30, 2023, you are eligible to earn another 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year

Additional cards can be added to your account for free, each one allowing additional cardholders to earn rewards points for the account. Your statement will indicate which card transactions belong to which, making it easier for you to review your spending.

Why get the Scotiabank American Express card?

Stress-free vacation planning - Book your big trips using the Scotia Rewards travel service and let them take care of the rest. It’s a full-service travel agency for Scotiabank American Express Cardmembers.

Stay covered no matter where you are - As long as you put your trip’s expenses on your card, the included travel insurance will provide protection against accidental injury and death during transit, trip interruption, emergency medical expenses for up to eight days, and rental car coverage.

Join the club - Scotiabank American Express card users can enjoy the benefits of American Express Invites. That means access to special offers, exclusive perks, and access to music, theatre, film, dining, and shopping experiences.

Get discounts off your trip, just for using your card - Get reduced rates at hotels, up to 25% off eligible car rentals, and special offers and amenities with vacation packages at resorts and cruises around the world.

Apply Now

To qualify for these offers make sure to open a new Scotiabank American Express credit card account by April 30, 2023.

To qualify for the 12,000 bonus Scene+ points offer:

Earn 7,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year.

Once you qualify, we'll credit your account in 2 instalments:

5,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $750 in net purchases being posted to your Account in your first 3 months.
An additional 5,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $5,000 annual spend threshold in your first year.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.